Owino (Suing as the Legal Representatives and Administrator of the Estate of the late Joseph Eric Owino-Deceased) v National Bank of Kenya Ltd & another; Onyango (Suing as the Legal Representative and the Administratrix of the Estate of the late Joseph Eric Owino) (Interested Party) (Civil Case 11A of 2022) [2022] KEHC 16746 (KLR) (23 December 2022) (Ruling)