Kilonzo & another (Suing on behalf of the Estate of Augustine Mulela Munyilu - Deceased) v Xplico Insurance Company Limited; Irungu and Ngari (Their personal representative and legal administrator of the Estate of the Late Zachary Mbogo Maina) & another (Interested Parties) (Civil Suit E009 of 2024) [2025] KEHC 12585 (KLR) (12 September 2025) (Ruling)